By Candice Wyatt

Chase banking customers and iPhone owners can now enjoy an updated application from Chase that allows customers to electronically deposit checks into your account without ever visiting an ATM machine or talking to a bank teller.

Simply take a picture of the front and back of a check using your iPhone’s camera, and the app will use the picture to read the amount and routing information.  If it is unreadable by the application, users can manually enter the numbers, which still saves you a trip to the bank.

The application also features a new QuickPay service that allows users to send money to anyone with an email address, regardless of who they bank with. The service is free and does not charge either party a transfer fee.

In order to use the free Chase Mobile app, Chase customers will need to enroll in the free Chase Quick Deposit online at www.chase.com.